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GILBERG v. CALIFORNIA CHECK CASHING STORES, LLC

No. 17-16263.

913 F.3d 1169 (2019)

Desiree GILBERG, on Behalf of Herself, all Others Similarly Situated, Plaintiff-Appellant, v. CALIFORNIA CHECK CASHING STORES, LLC, a California Corporation; CheckSmart Financial, LLC, a Delaware Limited Liability Company, Defendants-Appellees.

United States Court of Appeals, Ninth Circuit.

Filed January 29, 2019.

Attorney(s) appearing for the Case

H. Scott W. Leviant (argued), Thomas Segal , and Shaun Setareh , Setareh Law Group, Beverly Hills, California, for Plaintiff-Appellant.

Timothy W. Snider (argued) and Chrystal S. Chase , Stoel Rives LLP, Portland, Oregon; Bryan L. Hawkins , Stoel Rives LLP, Sacramento, California; for Defendants-Appellees.

Before: Raymond C. Fisher and Milan D. Smith, Jr., Circuit Judges, and Lawrence L. Piersol, District Judge.

OPINION

The widespread use of credit reports and background checks led Congress to pass the Fair Credit Reporting Act (FCRA) to protect consumers' privacy rights. FCRA requires employers who obtain a consumer report on a job applicant to provide the applicant with a "clear and conspicuous disclosure" that they may...

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