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SIMS v. NEW PENN FINANCIAL LLC

No. 18-1710.

906 F.3d 678 (2018)

Mario L. SIMS and Tiffiny Sims, Plaintiffs-Appellants, v. NEW PENN FINANCIAL LLC, under its assumed name doing business as Shellpoint Mortgage Servicing, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided October 18, 2018.

Attorney(s) appearing for the Case

Mario L. Sims, Pro Se.

Tiffiny Sims, Pro Se.

Jeffrey J. Hanneken , Attorney, Michael A. Roberts, Attorney, GRAYDON, HEAD & RITCHEY, Cincinnati, OH, for Defendant-Appellee.

Before Bauer, Kanne, and Scudder, Circuit Judges.

Mario and Tiffiny Sims, an African-American couple, purchased a house in South Bend, Indiana, that they later discovered was subject to a mortgage that the seller had stopped paying. Ever since, they have tried to assume that loan to avoid a foreclosure sale. They sued the loan servicer, Shellpoint, under the Equal Credit Opportunity Act, 15...

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