Pankaj PATEL, Laketha Wilson, Plaintiffs-Appellants,
v.
SPECIALIZED LOAN SERVICING, LLC, American Security Insurance Company, Defendants-Appellees.
Richard L. Fowler, Glenda Keller, Yvonne Yambo-Gonzalez, on behalf of themselves and all others similarly situated, Plaintiffs-Appellants,
v.
Caliber Home Loans, Inc., individually and as successor-in-interest to Vericrest Financial and Caliber Funding, American Security Insurance Company, Defendants-Appellees.
United States Court of Appeals, Eleventh Circuit.https://leagle.com/images/logo.png
Franklin G. Burt , Carlton Fields Jorden Burt, PA, 100 SE 2nd St. Ste. 4200, Miami, FL 33131-2113, W. Glenn Merten , Brian Patrick Perryman , Carlton Fields Jorden Burt, PA, 1025 Thomas Jefferson St. NW Ste. 400 W, Washington, DC 20007 for Defendant-Appellee Specialized Loan Servicing, LLC.
Franklin G. Burt , Carlton Fields Jorden Burt, PA, 100 SE 2nd St. Ste. 4200, Miami, FL 33131-2113, W. Glenn Merten , Brian Patrick Perryman , Dawn B. Williams , Carlton Fields Jorden Burt, PA, 1025 Thomas Jefferson St. NW Ste. 400 W, Washington, DC 20007 for Defendant-Appellee American Security Insurance Company.
Dennis J. Wall , Dennis J. Wall Law Office, Insurance Claims and Issues, Winter Springs, FL, for Amicus Curiae United Policyholders.
Before JORDAN, HULL, and BOGGS, Circuit Judges.
BOGGS, Circuit Judge:
When an individual takes out a mortgage, he or she secures the loan with real property. To protect its security interest, lenders usually require borrowers to maintain hazard insurance in an amount that is at least equal to the loan's unpaid principal balance. Should a borrower fail...
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