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NELSON v. AMERICAN FAMILY MUT. INS. CO.

No. 17-2665.

899 F.3d 475 (2018)

Charles P. NELSON; Darlene F. Nelson, on behalf of themselves and all others similarly situated, Plaintiffs-Appellants v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: August 2, 2018.

Attorney(s) appearing for the Case

Counsel who represented the appellant was Richard J. Fuller , of Ham Lake, MN., Robert K. Shelquist , of Minneapolis, MN., Lawrence P. Schaefer , of Minneapolis, MN., Bert Black , of Minneapolis, MN., Elizabeth R. Odette , of Minneapolis, MN., Rebecca A. Peterson of Minneapolis, MN.

Counsel who represented the appellee was Deborah Ann Ellingboe , of Minneapolis, MN., Aaron Daniel Van Oort , of Minneapolis, MN., Larry E. LaTarte of Minneapolis, MN. Cicely R. Miltich , of Minneapolis, MN.

Before GRUENDER, ERICKSON, and GRASZ, Circuit Judges.

In 1990, Charles P. Nelson and Darlene F. Nelson ("the Nelsons") purchased a Gold Star Homeowners Insurance Policy ("Gold Star Policy" or "Policy") from American Family Mutual Insurance Company ("American Family") on their home in Monticello, Minnesota. The Policy provided that the Nelsons could recover up to 120% of the...

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