OPINION
CLAY, Circuit Judge.
Plaintiffs Jeffrey Parchman ("Parchman") and Nancy Carlin ("Carlin"), individually and on behalf of all others similarly situated, sued Defendants SLM Corporation ("SLM"), Navient Corporation ("Navient"), Navient Solutions Inc. f/k/a Sallie Mae, Inc. ("NSI"), and Sallie Mae Bank ("SMB") for negligent and knowing...
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