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COYNE v. MIDLAND FUNDING LLC

No. 17-2826.

895 F.3d 1035 (2018)

David COYNE, on behalf of himself and all others similarly situated, Plaintiff-Appellant v. MIDLAND FUNDING LLC; Midland Credit Management, Inc., Defendants. Messerli & Kramer P.A., Defendant-Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: July 16, 2018.

Attorney(s) appearing for the Case

Anthony Patrick Chester , Hyde & Swigart, Minneapolis, MN, Robert L. Hyde , Joshua B. Swigart , Hyde & Swigart, San Diego, CA, Seyed Abbas Kazerounian , Kazerouni Law Group, Costa Mesa, CA, for Plaintiff-Appellant.

Russell S. Ponessa , Margaret Ann Santos , Hinshaw & Culbertson, Minneapolis, MN, for Defendants.

Derrick Neal Weber , Messerli & Kramer, Plymouth, MN, for Defendant-Appellee.

Before WOLLMAN, ARNOLD, and KELLY, Circuit Judges.

In 2016, Minnesota resident David Coyne received three collection letters about a credit-card debt in his name. The law firm of Messerli & Kramer P.A. sent him the first letter, asserting he owed an "account balance of $17,230.29 consist[ing] of the principal balance of $13,205.30 and interest of $3,871.39 at the rate...

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