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LUSNAK v. BANK OF AMERICA, N.A.

No. 14-56755.

883 F.3d 1185 (2018)

Donald M. LUSNAK, on behalf of himself and all others similarly situated, Plaintiff-Appellant, v. BANK OF AMERICA, N.A., Defendant-Appellee.

United States Court of Appeals, Ninth Circuit.

Filed March 2, 2018.

Attorney(s) appearing for the Case

Roger N. Heller (argued), Jordan Elias , and Michael W. Sobol , Lieff Cabraser Heimann & Bernstein LLP, San Francisco; Jae K. Kim and Richard D. McCune , Redlands, California; for Plaintiff-Appellant.

Mark William Mosier (argued), Andrew Soukup , and Keith A. Noreika , Covington & Burling LLP, Washington, D.C.; Peter J. Kennedy and Marc A. Lackner , Reed Smith LLP, Los Angeles, California; for Defendant-Appellee.

Before: Marsha S. Berzon, Morgan Christen, and Jacqueline H. Nguyen, Circuit Judges.

OPINION

Congress significantly altered the regulation of financial institutions with the enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank"). This sweeping piece of legislation was a response to the worst financial crisis since the Great Depression, in which millions of Americans...

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