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MacDONALD v. CASHCALL, INC.

No. 17-2161.

883 F.3d 220 (2018)

John S. MacDONALD v. CASHCALL, INC; WS Funding, LLC; Delbert Services Corp; and J. Paul Reddam, Appellants.

United States Court of Appeals, Third Circuit.

Opinion Filed: February 27, 2018.

Attorney(s) appearing for the Case

Joseph L. Barloon [ARGUED], Austin K. Brown , Skadden, Arps, Slate, Meagher & Flom LLP, 1440 New York Ave., NW, Washington, DC 20005, Andrew Muscato , Skadden, Arps, Slate, Meagher & Flom LLP, 4 Times Square, New York, NY 10036, Counsel for Appellant.

Matthew W.H. Wessler [ARGUED], Gupta Wessler PLLC, 1900 L Street, NW, Suite 312, Washington, DC 20036, Brock J. Specht , Nichols Kaster, PLLP, 4600 IDS Center, 80 South Eighth Street, Minneapolis, MN 55402, Counsel for Appellee.

Before: HARDIMAN, VANASKIE, and SHWARTZ, Circuit Judges.

OPINION OF THE COURT

John MacDonald, on behalf of himself and a putative class, sued CashCall, Inc., WS Funding, LLC, Delbert Services Corp., and J. Paul Reddam (collectively "Defendants") over a loan agreement that he contends is usurious and unconscionable. The agreement includes (1) a provision requiring that...

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