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RENASANT BANK v. ST. PAUL MERCURY INS. CO.

No. 17-60168.

882 F.3d 203 (2018)

RENASANT BANK, Plaintiff-Appellant, v. ST. PAUL MERCURY INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Fifth Circuit.

Filed February 6, 2018.

Attorney(s) appearing for the Case

Patrick M. Ardis , R.H. `Chip' Chockley , Ami A. Dave , Wolff Ardis, P.C., Memphis, TN, John Gwin Wheeler, Esq. , Mitchell, McNutt & Sams, P.A., Tupelo, MS, for Plaintiff-Appellant.

Matthew Joseph Farley , Rebecca B. Farina , Attorneys, Krebs/Farley, P.L.L.C., New Orleans, LA, Michael Keeley , Carla Cash Crapster , Peter Michael Jung , Strasburger & Price, L.L.P., Dallas, TX, Justin Wade Sweat , Krebs, Farley & Pelleteri, P.L.L.C., Jackson, MS, for Defendant-Appellee.

Before DAVIS, HAYNES, and COSTA, Circuit Judges.

A Mississippi statute, Miss. Code Ann. § 81-5-15, requires bank employees to post fidelity bonds that protect against "acts of dishonesty." Renasant Bank did not require its employees to post such bonds. Instead, like most banks today, it purchased a Financial Institution Bond, which covers losses caused by employees...

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