WILLIAMS v. AMERICAN HONDA FINANCE CORP.

No. 16-1275.

858 F.3d 700 (2017)

Rachel C. WILLIAMS, on behalf of herself and others similarly situated, Plaintiff, Appellant, v. AMERICAN HONDA FINANCE CORPORATION, Defendant, Appellee.

United States Court of Appeals, First Circuit.

June 8, 2017.


Attorney(s) appearing for the Case

John Roddy , with whom Elizabeth Ryan , Bailey & Glasser LLP, Boston, MA, Steven R. Striffler , and Law Office of Steven R. Striffler, Boston, MA, were on brief, for appellant.

Stuart T. Rossman , National Consumer Law Center, Boston, MA, and Jennifer P. Nelson on brief for National Consumer Law Center, amicus curiae in support of appellant.

Eric S. Mattson , with whom Daniel R. Thies , Sidley Austin LLP, Chicago, IL, Tracy M. Waugh , and Wilson Elser Moskowitz Edelman & Dicker, LLP, Boston, MA, were on brief, for appellee.

Before Torruella, Thompson, and Kayatta, Circuit Judges.


American Honda Finance Corporation ("Honda") loaned Rachel Williams money to buy a car. After Williams defaulted on the debt by failing to repay the loan as agreed, Honda repossessed the vehicle and sent Williams two notices in connection with its efforts to sell the car and collect any deficiency owed on the loan, a pre-sale notice and (after...

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