Before: Diarmuid F. O'Scannlain, Johnnie B. Rawlinson, and Consuelo M. Callahan, Circuit Judges.
OPINION
CALLAHAN, Circuit Judge:
In Diamond Heights Homeowners Association v. National American Insurance Co.,227 Cal.App.3d 563, 277 Cal.Rptr. 906 (1991), a California appellate court ruled that an excess liability insurer has three options when...
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