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ALEXANDER v. AMERIPRO FUNDING, INC.

No. 15-20710.

848 F.3d 698 (2017)

Tina ALEXANDER; Sheila Alexis; Evelyn Baines; Shauntay Bennings; Nyo Haygood; Tabitha Henry; Cheyanne Jones; Roslyn Jones; Kendra Williams; Kyshia Woods; Zachary Baylor; Tracey Kennerly, Plaintiffs-Appellants v. AMERIPRO FUNDING, INCORPORATED; Amegy Bank National Association; Wells Fargo Bank, N.A., Defendants-Appellees.

United States Court of Appeals, Fifth Circuit.

Filed February 16, 2017.

Attorney(s) appearing for the Case

Joseph Y. Ahmad , Ahmad, Zavitsanos, Anaipakos, Alavi & Mensing, P.C., Houston, TX, for Plaintiffs-Appellants.

Daniel J.T. McKenna , S. Clifford Sacalis, Esq. , Ballard Spahr, L.L.P., Philadelphia, PA, Elizabeth J. Lee , Ballard Spahr, L.L.P., Phoenix, AZ, Jon Maxwell Beatty , Diamond McCarthy, L.L.P., Derrick B. Carson , Attorney, Locke Lord, L.L.P., Houston, TX, Robert Thompson Mowrey , Johnathan E. Collins , Thomas F. Loose, Esq. , Locke Lord LLP, Dallas, TX, for Defendants-Appellees.

Thomas Macy McCray-Worrall , Nandan M. Joshi , Counsel, Tamra Tyree Moore , Trial Attorney, Consumer Financial Protection Bureau, Washington, DC, for Amicus Curiae.

Before JOLLY, BARKSDALE, and SOUTHWICK, Circuit Judges.

The Equal Credit Opportunity Act ("ECOA"), 15 U.S.C. § 1691 et seq., was enacted, in relevant part, in order to "promote the availability of credit to all creditworthy applicants without regard to ... the fact that all or part of the applicant's income derives from a public assistance program." See<...

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