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BUILDERS BANK v. F.D.I.C.

No. 16-2852.

846 F.3d 272 (2017)

BUILDERS BANK, Plaintiff-Appellant, v. FEDERAL DEPOSIT INSURANCE CORPORATION, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided January 19, 2017.

Attorney(s) appearing for the Case

Richard D. Grossman , Attorney, Law Offices of Richard D. Grossman, Chicago, IL, for Plaintiff-Appellant.

Joseph Brooks , Attorney, Andrew J. Dober , Federal Deposit Insurance Corporation, Legal Division, Appellate Litigation Unit, Arlington, VA, for Defendant-Appellee.

Before Posner, Easterbrook, and Sykes, Circuit Judges.

Builders Bank is insured and regulated by the Federal Deposit Insurance Corporation, which conducts a "full-scope, on-site examination" every 12 to 18 months. 12 U.S.C. § 1820(d). After an examination in June 2015 the FDIC assigned the Bank a rating of 4 under the Uniform Financial Institutions Rating System. The...

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