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MSP RECOVERY, LLC v. ALLSTATE INS. CO.

No. 15-14353, No. 15-12398, No. 15-12402, No. 15-12403, No. 15-14355, No. 15-14356, No. 15-14790.

835 F.3d 1351 (2016)

MSP RECOVERY, LLC, Plaintiff-Appellant, v. ALLSTATE INSURANCE COMPANY, Defendant-Appellee. MSP Recovery, LLC, Plaintiff-Appellant, v. Progressive Select Insurance Company, Defendant-Appellee. MSP Recovery, LLC, Plaintiff-Appellant, v. Progressive Select Insurance Company, Defendant-Appellee. MSP Recovery, LLC, Plaintiff-Appellant, v. Progressive Select Insurance Company, Defendant-Appellee. MSPA Claims 1, LLC, Plaintiff-Appellant, v. IDS Property Casualty Insurance Company, Defendant-Appellee. MSPA Claims 1, LLC, Plaintiff-Appellant, v. Infinity Auto Insurance Company, Defendant-Appellee. MSP Recovery, LLC, Plaintiff-Appellant, v. Allstate Insurance Company, Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

August 30, 2016.

Attorney(s) appearing for the Case

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Frank Carlos Quesada , MSP Law Firm, John H. Ruiz , Law Offices of La Ley con John H. Ruiz, Miami, FL, for Plaintiff-Appellant (Case No. 15-14353).

Suzanne Labrit , Tampa, FL, Rachel M. LaMontagne , Miami, FL, Shutts & Bowen, LLP, for Defendant-Appellee (Case No. 15-14353).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Brian Cournoyer , MSP Law Firm, Gustavo Javier Losa , John H. Ruiz , Law Offices of La Ley con John H. Ruiz, Miami, FL, for Plaintiff-Appellant (Case No. 15-12398).

Betsy Ellwanger Gallagher , Michael C. Clarke , Kubicki Draper , Tampa, FL, Erick Dwayne Martin , Grumer & Macaluso, PA, Fort Lauderdale, FL, Neil Vijay Singh , Law Offices of Neil V. Singh, Lauderdale Lakes, FL, for Defendant-Appellee (Case Nos. 15-12398 and 15-12402).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Brian Cournoyer , Frank Carlos Quesada , MSP Law Firm, Gustavo Javier Losa , Rebecca Rubin-del Rio , John H. Ruiz , Law Offices of La Ley con John H. Ruiz, Miami, FL, for Plaintiff-Appellant (Case No. 15-12402).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Brian Cournoyer , MSP Law Firm, Gustavo Javier Losa , Christine M. Lugo , Gino Moreno , Rebecca Rubin-del Rio , John H. Ruiz , Law Offices of La Ley con John H. Ruiz, Miami, FL, for Plaintiff-Appellant (Case No. 15-12403).

Betsy Ellwanger Gallagher , Michael C. Clarke , Kubicki Draper , Tampa, FL, Erick Dwayne Martin , Grumer & Macaluso, PA, Fort Lauderdale, FL, for Defendant-Appellee (Case No. 15-12403).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, for Plaintiff-Appellant (Case No. 15-14355).

Nicole Tucker Melvani , Niels P. Murphy , Christen Elizabeth Luikart , Murphy & Anderson, PA, Jacksonville, FL, for Defendant-Appellee (Case No. 15-14355).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Gustavo Javier Losa , John H. Ruiz, PA, John H. Ruiz , Law Offices of La Ley con John H. Ruiz, Miami, FL, for Plaintiff-Appellant (Case No. 15-14356).

Joshua D. Lerner , Jessica G. Lagos , Nicole Sieb Smith , Rumberger Kirk & Caldwell, PA, Miami, FL, for Defendant-Appellee (Case No. 15-14356).

Beverly A. Pohl , Broad & Cassel, Fort Lauderdale, FL, Frank Carlos Quesada , MSP Law Firm, Miami, FL, for Plaintiff-Appellant (Case No. 15-14790).

Suzanne Labrit , Shutts & Bowen, LLP, Tampa, FL, Rachel M. LaMontagne , Shutts & Bowen, LLP, Miami, FL, for Defendant-Appellee (Case No. 15-14790).

Before ED CARNES, Chief Judge, ANDERSON, Circuit Judge, and TITUS, District Judge.

These seven consolidated1 cases present the question of whether a contractual obligation, without more (specifically, without a judgment or settlement agreement from a separate proceeding), can satisfy the "demonstrated responsibility" requirement of the private cause of action provided for by...

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