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OWENS v. LVNV FUNDING, LLC

Nos. 15-2044, 15-2082, 15-2109.

832 F.3d 726 (2016)

Alphonse D. OWENS, Plaintiff-Appellant, v. LVNV FUNDING, LLC, Defendant-Appellee. Tia Robinson, Plaintiff-Appellant, v. eCast Settlement Corp., et al., Defendants-Appellees. Joshua Birtchman, Plaintiff-Appellant, v. LVNV Funding, LLC, et al., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided August 10, 2016.

Attorney(s) appearing for the Case

David P. Leibowitz , Attorney, Allen Chern Law LLC, Chicago, IL, for Plaintiff-Appellant (Case No. 15-2044).

Jeanine Kerridge , Attorney, Barnes & Thornburg LLP, Indianapolis, IN, John P. Boyle, Esq. , Attorney, Moss & Barnett, PA, Minneapolis, MN, for Defendant-Appellee (Case No. 15-2044).

David J. Philipps , Attorney, Philipps & Philipps, Palos Hills, IL, for Plaintiff-Appellant (Case No. 15-2082).

Rosa M. Tumialan , Attorney, Dykema Gossett PLLC, Joel D. Bertocchi , David M. Schultz , Corinne C. Heggie , Attorneys, Hinshaw & Culbertson LLP, Chicago, IL, for Defendants-Appellees (Case No. 15-2082).

Thomas Bradburn , Attorney, Bradburn Law Firm, Noblesville, IN, Daniel Luke Geyser, Esq. , Peter K. Stris , Attorneys, Stris & Maher LLP, Los Angeles, CA, for Plaintiff-Appellant (Case No. 15-2109).

Joel D. Bertocchi , Nabil G. Foster , David M. Schultz , Attorneys, Hinshaw & Culbertson LLP, Chicago, IL, Jennifer J. Kalas , Attorney, Hinshaw & Culbertson LLP, Schererville, IN, for Defendants-Appellees (Case No. 15-2109).

David S. Yen , Attorney, LAF, Chicago, IL, for Amicus Curiae Legal Assistance Foundation.

Donald S. Maurice, Jr. , Attorney, Maurice Wutscher, LLP, Flemington, NJ, Daniel Nora , Attorney, Maurice Wutscher LLP, Chicago, IL, for Amicus Curiae National Creditors Bar Association.

Before WOOD, Chief Judge, and BAUER and FLAUM, Circuit Judges.

In each of these consolidated cases, a debt collector filed a proof of claim, defined as "a written statement setting forth a creditor's claim," Fed. R. Bankr. P. 3001(a), for a time-barred debt in a Chapter 13 bankruptcy proceeding. After successfully objecting to the proof of claim, the debtor sued the debt collector in federal...

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