JANETOS v. FULTON FRIEDMAN & GULLACE, LLP

No. 15-1859.

825 F.3d 317 (2016)

Mary T. JANETOS, et al., Plaintiffs-Appellants, v. FULTON FRIEDMAN & GULLACE, LLP and Asset Acceptance, LLC, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided April 7, 2016.


Attorney(s) appearing for the Case

Daniel A. Edelman , Attorney, Edelman Combs Latturner & Goodwin, LLC, Chicago, IL, for Plaintiffs-Appellants.

Garrett L. Boehm, Jr. , Attorney, Johnson & Bell, Ltd., Chicago, IL, Bradley M. Sayad , The Sayad Law Group, Ltd., Plainfield, IL, Robert Matthew Horwitz , Attorney, Dykema Gossett PLLC, Detroit, MI, Amy R. Jonker , Attorney, Dykema Gossett PLLC, Grand Rapids, MI, Theodore W. Seitz , Attorney, Dykema Gossett PLLC, Lansing, MI, Jill M. Wheaton , Attorney, Dykema Gossett PLLC, Ann Arbor, MI, for Defendants-Appellees.

Before BAUER and HAMILTON, Circuit Judges, and PETERSON, District Judge.


Section 1692g(a)(2) of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., requires a debt collector to disclose to a consumer "the name of the creditor to whom the debt is owed," either in its initial communication with the consumer or in a written notice sent within the next five days. When defendant...

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