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HODDE v. AMERICAN BANKERS INS. CO. OF FLORIDA

No. 15-1081.

815 F.3d 1142 (2016)

Lyle HODDE; Alice Hodde; Hodde & Sons Limited Partnership, Plaintiffs-Appellants v. AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA, Defendant-Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: March 7, 2016.

Attorney(s) appearing for the Case

Jon Harry Johnson , Sidney, IA, for Appellant.

David Paul Niemeier , Saint Louis, MO, Samuel Joseph Arena , Craig Blackman , Gina M. Stowe , Philadelphia, PA, for Appellee.

Before RILEY, Chief Judge, SMITH and SHEPHERD, Circuit Judges.

In 2011, floodwaters from the Missouri River destroyed the Hoddes' property in Iowa. Prior to the flood, the Federal Emergency Management Agency (FEMA) issued a flood-in-progress designation. The Hoddes believed that the FEMA designation rendered their two Standard Flood Insurance Policies (SFIPs) worthless for the pending...

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