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DAVIDSON v. CAPITAL ONE BANK (USA), N.A.

No. 14-14200.

797 F.3d 1309 (2015)

Keith DAVIDSON, on behalf of plaintiff and a class, Plaintiff-Appellant, v. CAPITAL ONE BANK (USA), N.A., Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

August 21, 2015.

Attorney(s) appearing for the Case

Daniel A. Edelman , Catherine A. Ceko , Cathleen M. Combs , James O. Latturner , Edelman Combs Latturner & Goodwin, LLC, Chicago, IL, E. Talley Gray , Fort Lauderdale, FL, for Plaintiff-Appellant.

Joshua Howard Threadcraft , Rik Stanford Tozzi , Burr & Forman, LLP, Birmingham, AL, Jennifer Ziemann , Burr & Forman, LLP, Atlanta, GA, for Defendant-Appellant.

Before WILSON and MARTIN, Circuit Judges, and HODGES, District Judge.

In this appeal, we decide whether a bank that collects or attempts to collect on a debt, which was in default at the time it was acquired by the bank, qualifies as a "debt collector" under the Federal Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p. Keith Davidson appeals the dismissal of his amended...

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