TETZLAFF v. EDUCATIONAL CREDIT MANAGEMENT CORP.

No. 14-3702.

794 F.3d 756 (2015)

Mark Warren TETZLAFF, Plaintiff-Appellant, v. EDUCATIONAL CREDIT MANAGEMENT CORPORATION, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided July 22, 2015.


Attorney(s) appearing for the Case

Mark Tetzlaff, Waukesha, WI, pro se.

Jeffrey Warren Guettinger , Richie, Guettinger & Manydeeds, S.C., Eau Claire, WI, Kelly L. Prettner , Educational Credit Management Corporation, Oakdale, MN, for Defendant-Appellee.

Before FLAUM, MANION, and HAMILTON, Circuit Judges.


Mark Tetzlaff currently owes approximately $260,000 in student loan debt, which is guaranteed by Educational Credit Management Corporation. When Tetzlaff filed for Chapter 7 bankruptcy in 2012, he sought to have this debt discharged, claiming that repayment constituted an "undue hardship" under 11 U.S.C. § 523(a)(8). After...

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