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IN RE STEVENSON

Nos. 14-7048, 14-7049.

789 F.3d 197 (2015)

In re: Debra M. STEVENSON, Eugene Smith and Debra M. Stevenson, Appellants v. First American Title Insurance Company, et al., Appellees.

United States Court of Appeals, District of Columbia Circuit.

Decided June 16, 2015.

Attorney(s) appearing for the Case

Eugene Smith, pro se, argued the cause for appellants. With him on the briefs was Debra M. Stevenson, pro se.

Michael S. Steadman , argued the cause for appellees. With him on the brief was Michael N. Russo.

Opinion for the Court filed by Circuit Judge KAVANAUGH.

Debra Stevenson and her son Eugene Smith jointly own a house in Washington, D.C. When Stevenson and Smith bought the house, they took out a mortgage. In 2005, they decided to refinance the mortgage. They obtained a new $115,000 mortgage with a 6.5% interest rate from Wells Fargo Bank. In exchange for the new mortgage, Wells...

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