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HEGEL v. FIRST LIBERTY INS. CORP.

No. 14-10549.

778 F.3d 1214 (2015)

Severin HEGEL and Stephanie Hegel, Plaintiffs-Appellees, v. The FIRST LIBERTY INSURANCE CORPORATION, Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

February 27, 2015.

Attorney(s) appearing for the Case

George A. Vaka , Nancy A. Lauten , Vaka Law Group, PL, Barbara M. Hernando , Alan S. Marshall , John E. Thomas , Matthew L. Wilson , Marshall Thomas Burnett, PL, Tampa, FL, Kenneth C. Thomas, Jr. , Marshall Thomas Burnett, PL, Land O'Lakes, FL, for Plaintiffs-Appellees.

Carol M. Rooney , John Vincent Garaffa , Melissa D. Johnson , Jared M. Krukar , Jason M. Seitz , Butler Pappas Weihmuller Katz Craig, LLP, Tampa, FL, for Defendant-Appellant.

Before ED CARNES, Chief Judge, COX and GILMAN, Circuit Judges.

This case involves an insurance-coverage dispute that began in 2011 between Severin and Stephanie Hegel (the Hegels) and The First Liberty Insurance Corporation (First Liberty). The Hegels claim that First Liberty improperly denied their claim for a "sinkhole loss," defined under their homeowner's insurance policy as "structural...

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