Nos. 13-35291, 13-35322.

769 F.3d 651 (2014)

In the Matter of Rupanjali SNOWDEN, Debtor, Rupanjali Snowden, Debtor, Appellant, v. Check Into Cash of Washington Inc., Appellee. In the Matter of Rupanjali Snowden, Debtor, Check Into Cash of Washington Inc., Appellant, v. Rupanjali Snowden, Debtor, Appellee.

United States Court of Appeals, Ninth Circuit.

Filed September 12, 2014.

Attorney(s) appearing for the Case

Christina L. Henry (argued) and Jacob DeGraaff , Henry, DeGraaff, & McCormick, P.S., Seattle, WA, for Appellant.

Amit D. Ranade (argued) and Alexander M. Wu , Hillis Clark Martin & Peterson P.S., Seattle, WA, for Appellee.

Opinion by Judge McKeown; Concurrence by Judge Watford.


McKEOWN, Circuit Judge:

This is the story of how a bankruptcy filing listing a $575 payday loan snowballed into a violation of the automatic stay, and protracted litigation, which left a stressed borrower with attorneys' fees and emotional distress. When the automatic stay that accompanies a bankruptcy filing is violated, the bankruptcy petitioner is entitled to recover damages and attorneys' fees. 11 U.S.C. § 362(k)(1). The issue we consider...


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