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STONER v. SOUTHERN FARM BUREAU CAS. INS. CO.

No. 13-2488.

758 F.3d 991 (2014)

Jennie Lee STONER, Plaintiff-Appellee v. SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY, Defendant-Appellant.

United States Court of Appeals, Eighth Circuit.

Filed: July 11, 2014.

Attorney(s) appearing for the Case

Gerald Joseph Nielsen , argued, Metairie, LA ( Richard N. Watts , Little Rock, AR., Kim Tran Britt , William Truman Treas , Metairie, LA., on the brief), for Defendant-Appellant.

J. Grant Ballard , argued, Little Rock, AR ( Charles A. Banks , Little Rock, AR, on the brief), for Plaintiff-Appellee.

Before RILEY, Chief Judge, BYE and KELLY, Circuit Judges.

RILEY, Chief Judge.

Despite our sympathy for Mrs. Jennie Stoner's loss, whose home of 50 years suffered significant damage from flooding of the White River in Phillips County, Arkansas, we must follow the law. Mrs. Stoner did not submit the one-page proof of loss form required by the federal standard flood insurance policy. See 44 C.F.R. pt. 61, app. A(1), art. VII(J)(4); Federal Emergency Management Agency (FEMA), Proof of Loss, Form No. 086-0-9 (Oct. 2010...

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