LOKEN, Circuit Judge.
In this class action removed from state court, named plaintiffs Elaine T. Huffman and Charlene S. Sandler alleged that the Credit Union of Texas ("CUT") violated the Missouri Uniform Commercial Code ("Mo UCC") and the Missouri Merchandising Practices Act ("MMPA") by participating in a subprime motor vehicle lending program administered by now-bankrupt Centrix Financial, LLC ("Centrix"). The district court
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