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MERRIMON v. UNUM LIFE INS. CO. OF AMERICA

Nos. 13-2128, 13-2168.

758 F.3d 46 (2014)

Denise MERRIMON and Bobby S. Mowery, Plaintiffs, Appellees, v. UNUM LIFE INSURANCE COMPANY OF AMERICA, Defendant, Appellant. Denise Merrimon and Bobby S. Mowery, Plaintiffs, Appellants, v. Unum Life Insurance Company of America, Defendant, Appellee.

United States Court of Appeals, First Circuit.

July 2, 2014.

Attorney(s) appearing for the Case

Donald R. Frederico , with whom Catherine R. Connors , Byrne J. Decker , Gavin G. McCarthy , and Pierce Atwood LLP were on brief, for defendant.

James F. Jorden , Waldemar J. Pflepsen, Jr. , Michael A. Valerio , Ben V. Seessel , John C. Pitblado , Jorden Burt LLP, and Lisa Tate on brief for American Council of Life Insurers, amicus curiae.

Jeremy P. Blumenfeld , Morgan, Lewis & Bockius LLP, J. Michael Weston , and Lederer Weston Craig on brief for Defense Research Institute, amicus curiae.

John C. Bell, Jr. , with whom Lee W. Brigham , Bell & Brigham, Stuart T. Rossman , Arielle Cohen , National Consumer Law Center, M. Scott Barrett , and Barrett Wylie LLC were on brief, for plaintiffs.

Before TORRUELLA and SELYA, Circuit Judges, and McAULIFFE, District Judge.

SELYA, Circuit Judge.

In 1974, Congress enacted the Employee Retirement Income Security Act (ERISA). Pub.L. No. 93-406, 88 Stat. 829, codified as amended at 29 U.S.C. §§ 1001-1461. One of ERISA's principal goals is to afford appropriate protection to employees and their beneficiaries with respect to the administration of employee welfare benefit plans. See Nachman Corp. v. Pension Benefit Guar. Corp., 446 U.S. 359,...

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