OPINION
CLAY, Circuit Judge.
In this action for breach of guaranty, Defendant Starr Stone Dixon ("Starr") appeals the district court's holding that she cannot assert a violation of the Equal Credit Opportunity Act ("ECOA"), 15 U.S.C. § 1691 et seq., and its implementing regulation, Regulation B, 12 C.F.R. § 202.1 et seq., 12 C.F.R. § 1002.1 et seq.,
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