No. 13-10458.

752 F.3d 1354 (2014)

Derek PEREIRA, Camila De Freitas, individually and on behalf of all others similarly situated, Plaintiffs-Appellants, v. REGIONS BANK, an Alabama Banking Corporation, Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

May 30, 2014.

Attorney(s) appearing for the Case

Samuel A. Walker , Teeluck Persad, CPLS, PA, Orlando, FL, Alberto E. Lugo-Janer , Attorney at Law, Windermere, FL, for Plaintiffs-Appellants.

David S. Garbett , Elizabeth Dombovary , Jonathan H. Kaskel , Garbett Stiphany Allen & Roza, PA, Miami, FL, for Defendant-Appellee.

Before TJOFLAT, FAY, and ALARCÓN, Circuit Judges.


Under Florida law, a financial institution "may not settle any check drawn on it otherwise than at par." Fla. Stat. § 655.85.1 In Baptista v. JPMorgan Chase Bank, N.A., 640 F.3d 1194 (11th Cir.2011), we held that regulations promulgated by the Office of Comptroller of the Currency (the "OCC") pursuant to the National Bank Act, 12 U.S.C...

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