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IROANYAH v. BANK OF AMERICA

No. 13-1382.

753 F.3d 686 (2014)

Wilson IROANYAH and Joy Iroanyah, Plaintiffs-Appellants, v. BANK OF AMERICA, et al., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided May 28, 2014.

Rehearing and Suggestion for Rehearing En Banc Denied July 3, 2014.

Attorney(s) appearing for the Case

Lloyd J. Brooks , Attorney, Brooks Law Firm, Homewood, IL, for Plaintiffs-Appellants.

James D. Adducci , Attorney, Adducci, Dorf, Lehner, Mitchell & Blankenship, Thomas Justin Cunningham , Attorney, Douglas R. Sargent , Locke Lord LLP, Chicago, IL, for Defendants-Appellees.

Before BAUER, CUDAHY, and POSNER, Circuit Judges.

CUDAHY, Circuit Judge.

This case concerns rescission procedures and the calculation of attorneys' fees under the Truth in Lending Act (TILA). On November 16, 2006, appellant Wilson Iroanyah closed on two separately documented loans. Appellee Taylor Bean & Whitaker Mortgage Corporation (TBW) loaned Wilson $192,000 (first loan) and $36,000 (second loan). Wilson and his wife, appellant Joan Iroanyah, own a home in Streamwood, IL, which they used to secure both loans...

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