DENNIS JACOBS, Circuit Judge, I joined by RICHARD C. WESLEY, Circuit Judge, dissenting from the denial of in banc review:
The statutory word "lot" in the Interstate Land Sales Full Disclosure Act ("Land Sales Act") is defined by regulation to mean "exclusive use of a specific portion of the land." 12 C.F.R. § 1010.1(b). The Department of Housing and Urban Development ("HUD"), which promulgated the regulation, and the Consumer Financial Protection Bureau ("CFPB...
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