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OSORIO v. STATE FARM BANK, F.S.B.

No. 13-10951.

746 F.3d 1242 (2014)

Fredy D. OSORIO, Plaintiff-Appellant, v. STATE FARM BANK, F.S.B., Defendant-Third-Party Plaintiff-Appellee, v. Clara Betancourt, Third-Party Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

March 28, 2014.

Attorney(s) appearing for the Case

Gregory Andrew Beck , Gupta Beck PLLC, Washington, DC, Roy D. Wasson , Wasson & Associates, Chartered, Miami, FL, Donald A. Yarbrough, Esq. , Fort Lauderdale, FL, for Plaintiff-Appellant/Third-Party Defendant-Appellant.

Paul L. Nettleton , Alina Alonso Rodriguez , Aaron Stenzler Weiss , Carlton Fields Jorden Burt, PA, Miami, FL, for Defendant-Third-Party Plaintiff-Appellee.

Before ANDERSON and GILMAN, Circuit Judges, and JOHNSON, District Judge.

GILMAN, Circuit Judge:

This is a consumer-protection case arising from the unwanted receipt of autodialed debt-collection calls to a cell phone. It began when Clara Betancourt applied for a car-insurance policy with State Farm in 2007. At the conclusion of the car-insurance application process, the State Farm agent suggested that Betancourt open a State Farm credit-card account so that the policy premium could be charged to the credit card. During the application...

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