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ACOSTA v. TARGET CORP.

No. 13-2706.

745 F.3d 853 (2014)

Richard ACOSTA and Jenifer Roman, Plaintiffs-Appellants, v. TARGET CORPORATION, et al., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided March 19, 2014.

Attorney(s) appearing for the Case

David J. Piell , Attorney, Buffalo Grove, IL, for Plaintiffs-Appellants.

Brian Melendez , Attorney, Dykema Gossett PLLC, Minneapolis, MN, for Defendants-Appellees.

Before FLAUM and EASTERBROOK, Circuit Judges, and GRIESBACH, District Judge.

FLAUM, Circuit Judge.

From 2000 to 2007, Target Corporation sent unsolicited general-purpose credit cards to millions of existing holders of its limited-use charge cards accepted only at Target. As part of this "upgrade" campaign, Target deactivated the holder's old card. Richard Acosta and Jenifer Roman brought a putative class action claiming that this campaign violated the federal Truth in Lending Act and state law. The district court granted summary judgment for...

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