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GOLDEN v. STATE FARM MUT. AUTO. INS. CO.

No. 12-3901.

745 F.3d 252 (2014)

Cindy GOLDEN, Plaintiff-Appellant, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided March 11, 2014.

Attorney(s) appearing for the Case

Cory S. Fein , Attorney, Caddell & Chapman, Houston, TX, Michael D. Harmeyer , Attorney, Harmeyer Law Firm LLC, Daniel G. McNamara , Attorney, Eilbacher Fletcher LLP, Fort Wayne, IN, for Plaintiff-Appellant.

Joseph A. Cancila, Jr. , Attorney, James P. Gaughan, Jr. , Attorney, Schiff Hardin LLP, Chicago, IL, for Defendant-Appellee.

Before POSNER, ROVNER, and HAMILTON, Circuit Judges.

ROVNER, Circuit Judge.

Cindy Golden brought this purported class action suit against her auto insurer State Farm Mutual Automobile Insurance Company ("State Farm"). Golden attacks State Farm's practice of using its own in-house attorneys to defend its insureds against third-party claims, alleging that State Farm owes its insureds a duty to explain in its policies that such house counsel may be used. Golden's policy (attached to her complaint) provides that in the...

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