WILLIAMS, Circuit Judge.
Richard Herzog passed away in April 2009. For years before his death, while working for Graphic Packaging International, Inc. ("GPI"), he had a supplemental life insurance policy and listed his wife, Maureen Herzog, as a beneficiary. But during an open enrollment period at the end of 2008, Richard's supplemental life insurance policy was cancelled. Maureen suspected that someone other than her husband was responsible for the change in benefits...
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