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HARLEYSVILLE WORCHESTER INS. CO. v. DIAMONDHEAD PROP.

No. 13-2061.

741 F.3d 1336 (2014)

HARLEYSVILLE WORCHESTER INSURANCE COMPANY, Plaintiff-Appellee v. DIAMONDHEAD PROPERTY OWNERS ASSOCIATION, INC., Defendant Fred Ensminger, Defendant-Appellant Jerry Chambliss; Cynthia Nelson, Defendants.

United States Court of Appeals, Eighth Circuit.

Filed: February 4, 2014.

Attorney(s) appearing for the Case

Luther Oneal Sutter , Benton, AR, for appellant.

Mariam T. Hopkins , Mark D. Wankum , Little Rock, AR, for appellee.

Before WOLLMAN, LOKEN, and KELLY, Circuit Judges.

WOLLMAN, Circuit Judge.

Harleysville Worchester Insurance Company (Harleysville) issued Diamondhead Property Owners Association, Inc. (Diamondhead), a commercial insurance policy (the Policy). Although the parties intended for the Policy to exclude coverage for law enforcement, Harleysville inadvertently omitted that exclusion from the Policy itself. Following an altercation between Diamondhead police officer Fred Ensminger and two Diamondhead residents, Harleysville...

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