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EASTHAMPTON SAV. BANK v. CITY OF SPRINGFIELD

No. 12-1917.

736 F.3d 46 (2013)

EASTHAMPTON SAVINGS BANK; Chicopee Savings Bank; Hampden Bank; United Bank; Monson Savings Bank; Country Bank For Savings, Plaintiffs, Appellants, v. CITY OF SPRINGFIELD, Defendant, Appellee.

United States Court of Appeals, First Circuit.

November 22, 2013.

Attorney(s) appearing for the Case

Tani E. Sapirstein , with whom Sapirstein & Sapirstein, P.C. was on brief, for appellants.

Brenda R. Sharton , Thomas M. Hefferon , William F. Sheehan , and Goodwin Procter LLP on brief for Massachusetts Bankers Association, Inc., amicus curiae.

Thomas D. Moore , with whom Edward Pikula , Anthony Wilson , and City of Springfield Law Department were on brief, for appellee.

Lee D. Goldstein on brief for Harvard Legal Aid Bureau, National Consumer Law Center, National Community Reinvestment Coalition, Massachusetts Law Reform Institute, and Massachusetts Alliance Against Predatory Lending, amici curiae.

Before LYNCH, Chief Judge, STAHL and HOWARD, Circuit Judges.

LYNCH, Chief Judge.

This case presents facial challenges under both state and federal law to two local Ordinances enacted by the City of Springfield. In broad terms, the Ordinances impose new legal duties on (1) property "owner[s]" to maintain property during the foreclosure process and provide a $10,000 cash bond per foreclosure to the City and (2) on mortgagees to attempt a settlement through a new particular system of negotiations...

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