OPINION
BOGGS, Circuit Judge.
Dionte Tyler brought this action under the Fair Debt Collection Practices Act (FDCPA) and Kentucky's usury laws, alleging that the debt-collection action instituted by DH Capital Management (DHC) sought to collect an amount to which DHC was not legally entitled. The district court dismissed the suit, because it was procedurally barred as not having been raised previously as a counterclaim, and because Tyler's bankruptcy trustee...
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