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DeCOSTA v. ALLSTATE INS. CO.

No. 13-1176.

730 F.3d 76 (2013)

Wayne DeCOSTA, Plaintiff, Appellee, v. ALLSTATE INSURANCE COMPANY, Defendant, Appellant.

United States Court of Appeals, First Circuit.

September 20, 2013.

Attorney(s) appearing for the Case

Gerald J. Nielsen , with whom Joseph J. Aguda, Jr. , Nielsen, Carter & Treas, LLC, David W. Zizik , and Zizik, Powers, O'Connell, Spaulding, & Lamontagne, PC were on brief, for appellant.

Patrick F. Dowling, Jr. , with whom D'Amico Burchfield, LLP was on brief, for appellee.

Before LYNCH, Chief Judge, TORRUELLA, Circuit Judge, and STEARNS, District Judge.

LYNCH, Chief Judge.

This appeal concerns the special requirements that policyholders, by federal law, must follow to recover their covered losses under flood insurance policies issued as part of the government's National Flood Insurance Program (NFIP). See McGair v. Am. Bankers Ins. Co. of Fl., 693 F.3d 94, 100-01 (1st Cir.2012).

Plaintiff Wayne DeCosta's property in Warwick, Rhode Island is insured by a Standard Flood...

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