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JESINOSKI v. COUNTRYWIDE HOME LOANS, INC.

No. 12-2202.

729 F.3d 1092 (2013)

Larry D. JESINOSKI and Cheryle Jesinoski, individuals, Plaintiffs-Appellants v. COUNTRYWIDE HOME LOANS, INC., subsidiary of Bank of America N.A., doing business as America's Wholesale Lender; BAC Home Loans Servicing, LP, a subsidiary of Bank of America, N.A., a Texas Limited Partnership, formerly known as Countrywide Home Loans Servicing, L.P.; Mortgage Electronic Registration Systems, Inc., a Delaware Corporation; and John and Jane Does 1-10, Defendants-Appellees.

United States Court of Appeals, Eighth Circuit.

Filed: September 10, 2013.

Attorney(s) appearing for the Case

Michael J. Keogh , argued, Saint Paul, MN, for appellants.

Sparrowleaf Dilts McGregor , argued, Minneapolis, MN, ( Ronn B. Kreps , Andre Timothy McCoy Hanson , Minneapolis, MN, Andrew Brooks Messite , New York, NY, on the brief) for appellees.

Before LOKEN, MELLOY, and COLLOTON, Circuit Judges.

[Published]

PER CURIAM.

Mortgagors Larry and Cheryle Jesinoski appeal the district court's grant of judgment on the pleadings to their lenders in a dispute regarding a $611,000 home loan. Three years to the day after consummating the loan, the Jesinoskis mailed notices to the lenders seeking to rescind the loan due to alleged violations of the Truth in Lending Act (TILA); the lenders denied the Jesinoskis' requests to rescind. One year and one day after...

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