WILLIAMS, Circuit Judge.
Like many other couples, Traci Gray and Vince Anderson wanted to buy a home for their family. With the help of Gray's friend, Samantha Johnson, and the assistance of a shady mortgage broker, Gray and Anderson were able to obtain a loan to finance their home purchase — albeit with a falsified loan application. Several years after they bought the home, a jury convicted Gray and Johnson on charges of mortgage fraud and conspiring to commit...
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