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FRAZIER v. LIFE INS. CO. OF NORTH AMERICA

No. 12-6216.

725 F.3d 560 (2013)

Kimberly A. FRAZIER, Plaintiff-Appellant, v. LIFE INSURANCE COMPANY OF NORTH AMERICA, Defendant-Appellee.

United States Court of Appeals, Sixth Circuit.

Decided and Filed: August 5, 2013.

Attorney(s) appearing for the Case

ARGUED: Michael D. Grabhorn , Grabhorn Law Office, PLLC, Louisville, Kentucky, for Appellant. Cameron S. Hill , Calwell & Berkowitz, P.C., Chattanooga, Tennessee, for Appellee. ON BRIEF: Michael D. Grabhorn , Grabhorn Law Office, PLLC, Louisville, Kentucky, for Appellant. Cameron S. Hill , Marcie K. Bradley , Calwell & Berkowitz, P.C., Chattanooga, Tennessee, for Appellee.

Before: COLE and McKEAGUE, Circuit Judges; ZOUHARY, District Judge.

OPINION

ZOUHARY, District Judge.

Kimberly Frazier filed this lawsuit against Life Insurance Company of North America ("LINA") under the Employee Retirement Income Security Act ("ERISA"), 29 U.S.C. § 1001 et seq., seeking to obtain long term disability ("LTD") and other benefits allegedly owed her under an employer-sponsored insurance policy ("Policy") issued by LINA. The district court granted judgment for LINA, reasoning that LINA had the discretionary...

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