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PALOMAR v. FIRST AMERICAN BANK

No. 12-3492.

722 F.3d 992 (2013)

Alejandro PALOMAR, Sr., and Rafaela Palomar, Plaintiffs-Appellants, v. FIRST AMERICAN BANK, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided July 11, 2013.

Attorney(s) appearing for the Case

Nathan E. Curtis (argued), Attorney, Law Office of Peter Francis Geraci, Chicago, IL, for Plaintiffs-Appellants.

Sean G. Rahilly , First American Bank, Elk Grove Village, IL, for Defendant-Appellee.

Before POSNER, MANION, and ROVNER, Circuit Judges.

POSNER, Circuit Judge.

Mr. and Mrs. Palomar filed for bankruptcy under Chapter 7 of the Bankruptcy Code in July 2011, and a trustee was appointed. A month after the filing the trustee reported that the estate in bankruptcy contained nothing that could be sold and yield money for the Palomars' unsecured creditors. So a discharge of their dischargeable debts was entered and in December the bankruptcy case was closed.

The day before the trustee issued his no...

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