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WEHRLE v. CINCINNATI INS. CO.

No. 12-3052.

719 F.3d 840 (2013)

Robert WEHRLE and Heike Wehrle, Plaintiffs-Appellants, v. CINCINNATI INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided July 8, 2013.

Attorney(s) appearing for the Case

Craig Steven Mielke , Foote, Meyers, Mielke & Flowers, St. Charles, IL, for Plaintiffs-Appellants.

Richard J. Leamy, Jr. , Wiedner & McAuliffe, Chicago, IL, for Defendant-Appellee.

Before POSNER, WOOD, and TINDER, Circuit Judges.

TINDER, Circuit Judge.

When Heike Wehrle and Robert Wehrle were severely injured in an auto accident with a drunk-driver carrying minimal insurance, they contacted their own insurance company, Cincinnati Insurance Company (Cincinnati), invoking the underinsured-motorist provision of their policy. Cincinnati paid them the difference between their $1 million coverage limit (their combined injuries exceeded this amount) and the $200,000 that they had received from the...

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