OPINION
DAVIS, Circuit Judge:
Appellants Thomas and Danielle Francis ("the Francises" or "Appellants") appeal an order of the district court granting summary judgment to Appellee Allstate Insurance Company ("Allstate"). In March 2011, Appellants brought this action in Maryland state court seeking a declaration as to Allstate's duty under a renters insurance policy to defend and indemnify the Francises in a tort suit brought against them, and others, in the...
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