BRISCOE, Chief Judge.
Adriana Berneike (Berneike) appeals the district court's dismissal pursuant to Rule 12(b)(6) of her Real Estate Settlement Procedures Act (RESPA), Utah Consumer Sales Protection Act (UCSPA), and breach of contract claims asserted against CitiMortgage, Inc. (Citi). Exercising jurisdiction pursuant to 28 U.S.C. § 1291, we affirm.
I
On January 13, 2010, Berneike faxed twenty-eight different letters to Citi, her mortgage loan...
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