OPINION
PER CURIAM.
Joseph and Janet Coyer, pro se Michigan residents, appeal a district court order dismissing their civil complaint.
In 2005, the Coyers entered into a mortgage agreement with Option One Mortgage Corporation (Option One) for the purchase of property located in Linwood, Michigan. Later that year, Option One assigned the mortgage to Mortgage Electronic Registration Systems, Inc. (MERS). Subsequently, HSBC Mortgage Services, Inc. ...
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