EASTERBROOK, Chief Judge.
Northwestern Mutual sold an annuity contract, which the parties call a "Pre-MN annuity," to approximately 36,000 persons. Of these, some 3,000 live in Wisconsin. In 1985 Northwestern Mutual changed the method it used to calculate the annuitants' annual dividend. The annuitants contend that this change violates the terms of the annuity contracts, both substantively and with respect to the notice Northwestern Mutual must give its customers...
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