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WEST AMERICAN INS. CO. v. RLI INS. CO.

Nos. 11-3867, 11-3869.

698 F.3d 1069 (2012)

WEST AMERICAN INSURANCE COMPANY, Appellee-Cross Appellant v. RLI INSURANCE COMPANY, Appellant-Cross Appellee. Agency Services Corporation of Kansas, Inc., Cross-Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: November 7, 2012.

Attorney(s) appearing for the Case

Greg Keith Winslett , argued, Dallas, TX, John E. Franke , Nikki Cannezzaro , Kansas City, MO, Matthew J. Kita , Dallas, TX, on the brief, for appellant/cross-appellee.

Kenneth R. Goleaner , argued, David R. Buchanan , on the brief, Kansas City, MO, for appellee/cross-appellant West Insurance Company.

Kyle N. Roehler , argued, Scott D. Hofer , on the brief, Kansas City, MO, for appellee/cross-appellant Agency Services Corporation of Kansas, Inc.

Before WOLLMAN, BEAM, and LOKEN, Circuit Judges.

LOKEN, Circuit Judge.

While driving in Kansas City, Missouri, Kansas resident Stanley Miller negligently rear-ended a vehicle driven by Melissa Andrade, causing serious personal injuries to Andrade and her passenger, Marion O'Dell-Wilson. Miller was insured under a primary liability policy issued by West American Insurance Company ("West") with a per-occurrence limit of $500,000 and a per-person limit of $250,000, and a separate $1,000,000 umbrella policy issued by...

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