PER CURIAM.
Robert J. Johnson, the father of A.J., D.M., and B.M., died without naming a beneficiary of his Unum life insurance. His estate filed a basic-life claim (which Unum granted) and an accidental-death claim (which was denied). Unum claimed that Johnson committed a (uncharged) crime contributing to his death by carelessly and imprudently driving his motorcycle, in violation of Section 304.012, RSMo 2000. The administrator of the estate did not appeal the denial...
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