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KOLBE v. BAC HOME LOANS SERVICING, LP

No. 11-2030.

695 F.3d 111 (2012)

Stanley KOLBE, Plaintiff, Appellant, v. BAC HOME LOANS SERVICING, LP, d/b/a Bank of America, N.A.; Balboa Insurance Company, Defendants, Appellees.

United States Court of Appeals, First Circuit.

Decided September 21, 2012.

Attorney(s) appearing for the Case

Edward F. Haber , with whom Todd S. Heyman , Adam M. Stewart , Michelle H. Blauner , and Shapiro Haber & Urmy LLP were on brief, for appellant.

John C. Englander , with whom Matthew G. Lindenbaum , Dennis D'Angelo , and Goodwin Procter LLP were on brief, for appellees.

Before BOUDIN, LIPEZ, and THOMPSON, Circuit Judges.

LIPEZ, Circuit Judge.

This putative class action is one of a number of breach-of-contract suits being brought against financial institutions nationwide by mortgagors who claim that they were improperly forced to increase flood insurance coverage on their properties.1 The plaintiff in this case, Stanley Kolbe, asserts that Bank of America's demand that he increase his flood coverage by $46,000 breached both the terms of his mortgage contract...

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