LOKEN, Circuit Judge.
The bankruptcy court denied confirmation of debtor Michael Fisette's initial Chapter 13 plan because it proposed to "strip off" second and third mortgage liens on his residence. Fisette filed a modified plan that preserved those liens, noting his objection, and appealed the bankruptcy court's confirmation of the modified plan to the Bankruptcy Appellate Panel ("BAP"). The BAP reversed, concluding that a Chapter 13 debtor may strip off a wholly...
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